Loan Rates
Share Secured loans |
Rates as low as 5.0% |
Unsecured |
Rates as low as 9.99% 10.0% |
New Vehicles |
Rates as low as 3.99% |
Used Vehicles |
Rates as low as 3.99% |
**All loans & rates are subject to credit approval. Rates and terms are subject to change without notice. Please call the credit union at 301-519-9780 for further information.
Share Rates
The rates appearing below are accurate as of the last dividend declaration date. If you have any questions or require current rate information on your accounts, please call the credit union at 301-519-9780.
Par Value of Membership Shares: The Par Value of a Membership Share Account is $25.00.
Share Account |
.10%-.75% APR |
Christmas Club Accounts |
.10%-.75% APR |
Super-Saver Money Market |
1.25% APR |
Checking Accounts |
.00% APR. |
Fees
- Withdrawal (MCPFCU issued check- one free per calendar month) $5.00
- Late payment on loan (charged on 16 th late day) $30.00
- NSF/Stop Payment fee $30.00
- Returned check $15.00
- Account closing/processingfee $10.00
- Outgoing mail processing/postage fee $1.50
- Book of 175 checks (in duplicate) $25.00
- Share transfer fee (from share to share draft) $3.00
- Replacement ATM/Debit card $5.00
- Excessive withdrawal fee from Money Market $30.00
